Our Services

Innovative Solutions

Sound planning with the foresight to help you stay ahead.

At Stone Hedge Financial, we have extensive experience providing comprehensive financial planning, wealth management, retirement planning, and tax planning to a wide range of clients. Armed with a thorough understanding of the financial challenges you face, we help solidify your current financial situation, maximize retirement benefits, and properly plan your estate.

Accumulation

We aim to help you construct a solid financial base that is sufficient to pursue your financial objectives. Together, we will help determine your asset allocation needs and better understand your risk tolerance. Then, we’ll recommend the appropriate investment solutions to help you seek your most important goals.

Asset Allocation

We use strategies that seek to reduce investment risk and improve the risk/return tradeoff of your portfolio.

Portfolio Management

We’ll build your portfolio, establish a proper asset allocation, and rebalance as needed to help pursue your goals.

Professional presenting with white board

Risk Management

Helping you reduce financial risk.

The risk management process is about taking proactive steps to help preserve what you’ve worked hard to build. We’ll tailor your plan to help minimize any threats to your assets. This may include preserving your estate with long-term care insurance and building a protective cushion with life insurance.

Taxation

We are committed to optimizing your tax strategy. We collaborate with CPAs who are skilled in navigating the ever-changing tax landscape. Together, we will examine both short-term and long-range goals to help you maximize cash flow and minimize taxes.

Tax-Efficiency

With the help of tax planning, we make certain that all elements of your financial plan can function together with maximum tax-efficiency.

Year-Round Planning

With year-round tax planning, we’ll show you how to take advantage of deductions and credits, and help choose tax-efficient accounts and investments.

Business Planning

Business planning focuses on issues specific to business owners and shareholders. For most business owners, the business is their most significant asset, and the financial success of that business has an immediate impact on the economic security of their families. Without proper planning, you may have difficulty tapping the value of your business to support your retirement, or your family may lose the value of your business at your death.

Business Management

We offer guidance to help you plan for every stage of your business.

Risk Exposure

We identify your options for managing any risks to your business and assets.

Succession Planning

Develop a succession plan for a smooth transition when the time comes.

Executive Compensation

We specialize in planning strategies for navigating executive compensation issues.

This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Investors should consult with a tax or legal professional regarding their individual situations. Investors should consult with a business planning professional regarding their individual situation.

Retirement Planning

Create a strategy to help pursue your desired retirement lifestyle.

As a Chartered Retirement Planning Counselor℠, Robert is specifically trained to help retirees and pre-retirees in all areas such as social security, Medicare options, investment strategies, retirement account distribution strategies, long-term care insurance planning, and even the Affordable Care Act’s rules.

Estate Planning

Leaving a legacy is important to many of our clients. We want to help you pass on your assets to whom you choose. Coordinating with your tax and legal advisors, we’ll help you preserve your estate for your intended heirs, establish beneficiary designations, and reduce potential exposure to estate taxes and probate costs.

Wealth Transfer

Plan for the distribution of your assets at death.

Tax Considerations

Minimize potential taxes without interfering with your other financial goals.

Asset Protection

Identify and manage risk exposure to your wealth.

Charitable Giving

Build a giving plan that will carry on your mission and fulfill your vision for a better future..

Get Your Wealth Future-Ready

Connect with us to help gain greater clarity and confidence in your financial future. Let’s get started today.

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